We have ten slots open for anyone who wants free one-on-one coaching, mentoring and training in online marketing and entrepreneurship for ten days only.
We want them to get cash flow in their Paypal accounts in ten days or less. This coaching, mentoring and training is free for ten days. We are limiting this exclusive one-on-one attention to only ten people because we cannot give that type of attention to thousands of people at one time.
If you get no cash to your Paypal account after ten business days then you are free to quit, leave, complain, accuse us of being scam artists or whatever you want to do. You can also continue if you’d like to but that is entirely up to you the student. Classes start on Monday with Saturdays and Sundays off. If you don’t have your cash by the end of two Fridays following that Monday, then you will have at least gained some valuable training and daily professional online business operational experience.
How The Program Works
Our twist here is nothing new. We are simply combining existing techniques and disciplines together like Pay-It-Forward techniques along with GPT or Get Paid Today and also the Pre-enroll method using free trials.
The PIF method is where we pay the students rather than them paying us. We are offering $5 to anyone who wants to be a free student for 10 days. The GPT part is because their pay from us and also their customers is paid immediately and not from company commissions.
The $5 will also pay for some of the products they will need so that is how it is 'paid forward'. This will pay for some of their product needs but it’s not just giving them the product free. We are giving them the cash and trusting them to pay for what they will need to use. They will in turn do the same for their students.
The Pre-enroll part is based on getting customers or students enrolled before they spend any money.
The free trial part comes from having full use of the services before actually spending money. If they are not successful (or satisfied) then they can quit or give negative reviews or whatever they want if the results don't please them.
The goal is for each student to get at least 3 students of their own in the 10 day time period. (The 10 day time period excludes weekends) We would also pay their students to enroll. By having students pre-enrolled they now have legitimate customers. It's the ultimate try before you buy. If they can't enroll anyone during the trial period then they have only lost some time and still have hopefully gained some knowledge and experience.
The actual coaching itself is setup like a 10 day boot camp or workshop complete with classroom assignments, lab projects and homework assignments. We will setup a means of contact like phone, skype, IM, chat, forum, etc. We will also setup class times convenient for both parties. We will setup contact times and give out assignments to be completed by the students.
We will try to answer any technical questions or marketing questions that may arise. Everyone will not qualify because the students will have responsibilities as well as the coaches.
We are using standard online and offline marketing methods. There will be no theory or any fancy methods being taught. We are using affiliate marketing, Internet marketing, network marketing and direct response marketing to market generic lead generation and prospecting systems. We will also market training, coaching and mentoring systems by subscription (or lump sum) in addition to training materials, business tools and equipment and various CPA offers to monetize your subscription lists.
We are not hiding any surprises or any upsells. We are all well paid professionals and it is our intention to train and mentor you to be a well paid professional as well. We are not trying to sell you. We are setting the example of how to be successful in the home based business industry by being honest and upfront with any potential student.
The reason for the term 'case study' is because everything will be documented, recorded and archived daily. If there are any problems or complaints during or after the trial period then both sides in the matter will be wide open for anyone else to critique or defend.
The products are affiliate products and network marketing products. Those that have philosophical issues with or are not comfortable with any company or product can decide beforehand not to get involved.
Classroom Subjects
The classroom subjects include YouTube marketing, SEO, PPC, Article marketing, blogging, Social marketing, Ebay, Press releases, free classifieds, traffic exchanges and direct sales marketing.
We will also be outsourcing things like bookmarking submission, classified ad submission, article spinning, SEO services, backlinking and other services as inexpensively as possible to proven quality freelancers.
Class Scheduling and Attendance
New classes will start each Monday and will allow new members. This would make for concurrent classes one finishing up week two while newbies would be beginning week one. Classes would not exceed one hour per day. This would be a maximum of 2 hours per day for concurrent classes. This would also allow restarts for students who couldn't complete assignments for whatever reason and fell behind class or had to stop altogether for some reason.
The lessons will be pre-recorded and the assignments have deadlines. So this will make lesson and homework times flexible and pose no substantial barrier for International student participation or the varying work schedules of different students. This is why your preferred means of reliable real time contact and communication is important and your hours of availability for your training and your daily business maintenance and operation.
Purpose Of Classrooms and Coaching Method
The main purpose of personal contact, mentoring, training and coaching is accountability and also the effect of community on your progress. Accountability and the group community aspect have proven to be very effective for decades in helping individuals to successfully make drastic changes in their circumstances.
Student's Responsibilities
We as teachers, trainers and coaches have a responsibility to deliver top quality instruction, service and accessibility. Students also have a responsibility to attend all classes, to complete any required homework assignments, lab projects and class assignments and to cooperate fully with your assigned coaches.
Realistic Expectations
BTW the earnings would not be immediately in the thousands for new students. Most of the coaching affiliate programs are monthly residual checks of anywhere from $15 to $30 each month. They would make anywhere from $50 to $116 monthly from each student they enroll. It is recommended to have another product based business alongside the coaching services to provide long term monthly income.
We are not making any exaggerated or inflated claims about making thousands of dollars quickly. It is not impossible and yes it does happen often but that is not what we are focusing on for every single student in only a few days.
Free 10 Days To Cash Flow Case Studies Overview and Introduction
Case Study Bullet Points
· Free Coaching and Mentoring Case Study
· We pay you to be our student
· You don’t spend any money until you have real live customers
· Interactive Global Community so you are never alone
· Personalized customizable squeeze pages, splash pages and blogs
· We coach and train you to become a professional online and offline marketer
· We help to brand you and any legal business of your choice in the marketplace
· We do actual professional marketing for you and with you
· We do not promise or guarantee any results for anyone. If you don’t have cash in your Paypal account in ten business days or less then you are free to go your separate way. You can badmouth us, call us names or whatever you want.
Fundamental Foundational Concepts and Principles
These are some of our core business principles, concepts and philosophies. Let’s be sure that we are all on the same page before we even begin. If our style is not your cup of tea then let’s get that out of the way now and avoid any debates and philosophical differences later on down the line.
We will most likely eventually be business partners. This open case study format will allow the credibility and reputation of all parties to be subject to a great boost or a potential blemish. Our cash investment in you the student is also at stake. We are willing to take that small risk just as business owners have been doing for centuries.
Well here we go:
Our focus in this particular case study will be on network marketing, affiliate marketing, social marketing, the pay it forward concept, the get paid today or GPT concept, funded proposals, trial memberships, coaching and training memberships, the peer accountability concept, the pre-selling concept, upgrading, back end sales, continuity sales and the pre-enrollment concept.
Advantages and Disadvantages
Advantages: Our style of marketing focuses on building relationships with your customers. We are personally connecting and interacting with struggling marketers and also mildly successful and even hugely successful marketers. We don’t focus much on technical expertise. Since we focus on relationship building the coaching, mentoring and training is usually free or very inexpensive. This does not take away from the quality of the mentorship.
Disadvantages: You can’t hide behind a computer or a slick username. Your credibility, personality and style as a result of your branding will not allow you to hide on the Internet and still provide reliable and consistent value through relationship marketing.
Goals: Short Term, Mid Term and Long Term
The short term goal is to generate your quick start cash. This fast start cash will not be in the thousands of dollars and will not make you rich. It’s purpose is merely to build a little confidence in the world of online entrepreneurship. It is repeatable of course but we don’t recommend you use it to it’s fullest potential just yet.
Your first week will be focused on setting up some simple replicated sites, quick marketplace placement, setting your new people up and purchasing any needed equipment, products or materials by the end of your first week. Once your people are set in place then you can now move forward. That is the purpose of this quick start cash method.
The mid term goal is to get solid coaching and training in online and offline marketing. Your mid term goal is also to help other new or struggling marketers. At this stage you want to leave the quick start guerilla marketing methods you used in the beginning to your students. You are now focusing on more traditional standard marketing techniques. This also helps to ensure the quality of this coaching system for the thousands of newbies that will follow you.
The second week is where the meat of the system begins. This is where you begin your branding, value building, content distribution, system building and learning how to coach and mentor your people.
The long term goal is to build up your product or service niche. You can continue to coach and mentor but there are millions of products and services that you can master in your marketing. We recommend you focus on a product, service or niche that you and your market can identify with.
The goal is not for one person to personally coach and mentor thousands of people. The goal is for each person to productively and realistically personally coach and mentor maybe ten or twenty students.
You will not have to be a great speech maker or guru. Your job will be to pretty much point and click, provide accountability to your fellow students and community members and, as an entrepreneur, to provide consistent and reliable value to the marketplace.
Let's break that down to be practical:
(A) Point your people to the recorded trainings and the assignments
(B) Contact them to see if they have completed the assignments (Accountability)
(C) Answer any technical questions or marketing questions (You can simply refer them to tech support or marketing support or get the answers yourself from these sources and simply relay that info back to the students)
(D) Provide consistent value daily (or on some regularly scheduled basis) to the marketplace (In real time or through leverage and automation)
Some Rules That Must Be Followed
We do not tolerate flaming or abusing anyone else in any manner. Disagreements are understandable but attacks or unfounded accusations will not be tolerated.
Some Source Reading Materials Before Classes Begin
“Success In 10 Steps” and “Your Business Success Formula” are two small free ebooks that both cover the basics of relationship marketing, leadership and branding. Now "Success In 10 Steps" by Michael Dlouhy does lean pretty heavily towards classic old school network marketing. But I still recommend it highly because it does teach and explore the concept of attraction marketing. He doesn't seem to like direct marketing or Internet marketing in the classic sense. But he nails relationship marketing head on. It's definitely worth reading.
"Your Business Success Formula" is a little more modern but takes relationship marketing a few steps further and blows the lid off of leadership and what that really is. The author John Samarin also focuses on branding or marketing yourself.
You will have to opt in to their capture pages to get the free ebooks but the material is well worth it. Don't let all the focus on network marketing scare away you affiliate marketers and traditional Internet marketing types. Keep an open mind and see how business is business and marketing is marketing.
1. Your Personal Commitment
Your promise and commitment that as you earn money you will
(A)Help your people earn money
(B) Upgrade your way up to earn even higher cash payouts
(C) Encourage and support the businesses of your coaches and mentors if at all possible
(D) Encourage and support the businesses of the advertisers, vendors and suppliers who are paying you commissions or supplying your equipment and materials if at all possible
(E) Support this coaching and mentoring system and format in order not to degrade it’s integrity for the thousands of students and customers who will come behind you for years to come.
As an entrepreneur you cannot be afraid to spend money on your own business. You have to be willing to spend some money on your business.
You are willing to support those who have helped you. You are not obligated to help the potentially hundreds of people who perform helpful acts or offer any assistance you may receive. If someone does something for you or offers assistance just try to return the favor if you can.
As a student you are willing to complete all class assignments and homework assignments.
You are willing to make reasonable adjustments or accept reasonable adjustments if any technical or personal problems arise, if there is a strategy shift, product change or product addition.
You are willing to help others and provide value to others including students, peers, mentors, vendors, customers, viewers, readers, listeners, or subscribers.
10 Day Commitment and 12 Step Rehab: Detoxing From The Poverty Mentality
This commitment and poverty rehabilitation is also a 90 Day Challenge
This community is also A Collective Mastermind Group
2. Branding You
My Story Marketing
3. Your Two Daily Commitments
Daily commitment to provide value to the marketplace
Daily commitment to personally connect to your customers
4. Your Accessibility Portals
Twitter, Your Blog, Facebook, Niche Forums, Google, Yahoo, MSN Search, MySpace, Email, Direct Matches, Other people’s Blogs and Press Releases
5. Your Programming Channels and Content Distribution Stations
Your Blog, YouTube, Article Directories, Twitter, Facebook, MySpace, Squidoo, Hub Pages, Yahoo Answers, Press Releases, Podcasts, Digg, Delicious, Technorati, Stumbleupon and Your Email List
6. Your Marketplace Stations
Ebay, Craigslist, Gumtree, Kiji, Google, Yahoo, MSN Search, Freelance Forums, Freelance websites, Freebie forums, Paid Email forums, Safelists, FFA sites, Traffic Swarm, Offline List Building, Digg, Delicious, Pingomatic, Technorati, Stumbleupon and Veretekk, Your Email List, Joint Venture Email Lists, Joint Venture websites, WSO’s, Free Online Job and Resume Databases, Ezine Solo Ads, Ezine Classified and Sponsor Ads, Post Card Decks, Newspaper Classifieds and Magazine Ads
7. You Again: Are You Providing Reliable and Consistent Long Term Value?
The stations mentioned earlier can be likened to your very own television stations, radio stations and magazines. Your job is to consistently, regularly and reliably provide quality article content and programming including, the latest news, announcements and updates from your industry, your company or about your product and services.
You want to provide value and to be serious and professional in doing so. Some examples of the type of value and quality would be:
Valuable quality how-to instructional and educational content
Valuable quality entertainment content
Valuable quality helpful products and services
Content and Topic Examples:
Valuable Quality How-To Educational Article Content and Programming
MySpace Marketing
YouTube Marketing
Branding
Squeeze Pages
PLR Articles
Dragon Software review
Willie Crawford Free Giveaways
SBI Product Brainstorming
Twitter Marketing
Forum Marketing
Product Recommendations
How-To or News Related Info on Your Favorite Niche or Any Hot Niche
Valuable Quality Entertainment Article Content and Programming
Funny YouTube videos
The latest hot TV show epidodes
The latest hot book release
The latest hot music release
The latest hot movie release
Reviews on any of the above
The above are all examples of value, content and programming that you want to schedule and reliably and predictably provide daily or at least weekly on time and on schedule. Magazines, radio stations and tv stations all have scheduling deadlines and they all must provide quality article content and programming. They provide commercials in between their regularly scheduled programming and article content.
They do this day in and day out, week in and week out and month in and month out.
8. You Again: Are You A Serious Professional?
As a recognized professional (and eventually an expert in your field) you also want to build and maintain:
Credibility
Automation
Scalability
Outsourcing
All of the above may seem to be daunting for many of you but don’t worry. You will not be expected to do all of that marketing by yourself or all at once. You will tend to focus and specialize in those areas that appeal to you most or that you seem to be better at.
You as a professional can also delegate tasks and outsource them to your in-house team or to outside assistants or services. This does not mean spending hundreds or thousands on a work force. You can freelance quality affordable work and eventually pay a monthly fee for their services especially if you can refer other entrepreneurs to these freelancers.
Successful lazy marketers can be successful in one or two ways: Automation or Outsourcing. Automation lets a robot or some computer software do the work. Outsourcing delegates a team of experts to do the work or manual laborers to perform some mundane tasks.
Thursday, November 27, 2008
Friday, September 26, 2008
The Credit Builder Financing Co-op Option
Cash strapped customers can also use The Credit Builder Financing Co-op Option. This is where they get one to three other people to co-op with them or partner up with them (temporarily or permanently depending on what each co-op member agrees upon).
You have the same goal of $200 on Phase I or $1200 on Phase II and receiving the same $150 and $900 commissions as before. But instead of receiving that commission immediately or paying the full price immediately you each pay a portion of one member’s purchase and receive a portion of the commission. You can buy your own full membership once you refer enough co-op member customers to cover your payments.
For example one single person pays $200 and receives $150 commission. Two co-op members would pay $100 each and receive $75 commission each. Three co-op members would pay $70 each and receive $50 commissions each. Four co-op members would pay $50 each and receive $35 commissions each. (I rounded off some of the smaller numbers so they are off by a couple dollars or so.)
Once your commissions have reached enough for a single membership you can then buy your partners out and get your own membership if you choose to. You do this by paying for your membership from the contractor or customer you purchased your membership from.
There is a 60 day time limit on these co-op payments. If someone cannot pay at least $25 per week for eight weeks then they forfeit the payments they have already made and they would have to start all over again from scratch. The commissions would then go to their referrers even if all of the payments have not been completed.
So let’s do some more numbers. Most contractors want at least $1K per month, $3K per month or $5K per month. There is of course no limit. $1K per month is ten customers per month at $200 each. (Actually that’s $1500 a month.) You would need 40 (four way) co-op customers a month or 10 co-op customers per week for that same amount.
$3K per month would be 20 regular customers monthly or 5 regular customers weekly. You would need 80 (four way) co-op customers monthly or 20 co-op customers weekly. $6K per month would be 40 regular customers monthly or 160 co-op customers monthly. That would amount to 40 co-op customers weekly.
You would need only 2 Phase II customers for $1800 and 4 Phase II customers for $3600 or 6 Phase II customers for $5400 each month.
So where do you find customer referrals? That depends on what higher ticket product people want to purchase. You are looking for home buyers or potential home buyers. You are looking for car buyers or potential car buyers. You are looking for people who want exotic vacations or potential vacationers. You are looking for people who want electronics like laptops, desktop computers, big screen televisions, PDA cell phones, game systems or potential electronics customers.
You are not necessarily providing these products. You are providing some creative financing to fund the purchase or down payment assistance for these items. You are looking for shoppers or potential shoppers. Millions of people are buying these items everyday. Millions more would like to purchase them. Do you think you could refer a few of them to help themselves out in order to help you with whatever it is that you would like to purchase? I’m positive that you can.
You have the same goal of $200 on Phase I or $1200 on Phase II and receiving the same $150 and $900 commissions as before. But instead of receiving that commission immediately or paying the full price immediately you each pay a portion of one member’s purchase and receive a portion of the commission. You can buy your own full membership once you refer enough co-op member customers to cover your payments.
For example one single person pays $200 and receives $150 commission. Two co-op members would pay $100 each and receive $75 commission each. Three co-op members would pay $70 each and receive $50 commissions each. Four co-op members would pay $50 each and receive $35 commissions each. (I rounded off some of the smaller numbers so they are off by a couple dollars or so.)
Once your commissions have reached enough for a single membership you can then buy your partners out and get your own membership if you choose to. You do this by paying for your membership from the contractor or customer you purchased your membership from.
There is a 60 day time limit on these co-op payments. If someone cannot pay at least $25 per week for eight weeks then they forfeit the payments they have already made and they would have to start all over again from scratch. The commissions would then go to their referrers even if all of the payments have not been completed.
So let’s do some more numbers. Most contractors want at least $1K per month, $3K per month or $5K per month. There is of course no limit. $1K per month is ten customers per month at $200 each. (Actually that’s $1500 a month.) You would need 40 (four way) co-op customers a month or 10 co-op customers per week for that same amount.
$3K per month would be 20 regular customers monthly or 5 regular customers weekly. You would need 80 (four way) co-op customers monthly or 20 co-op customers weekly. $6K per month would be 40 regular customers monthly or 160 co-op customers monthly. That would amount to 40 co-op customers weekly.
You would need only 2 Phase II customers for $1800 and 4 Phase II customers for $3600 or 6 Phase II customers for $5400 each month.
So where do you find customer referrals? That depends on what higher ticket product people want to purchase. You are looking for home buyers or potential home buyers. You are looking for car buyers or potential car buyers. You are looking for people who want exotic vacations or potential vacationers. You are looking for people who want electronics like laptops, desktop computers, big screen televisions, PDA cell phones, game systems or potential electronics customers.
You are not necessarily providing these products. You are providing some creative financing to fund the purchase or down payment assistance for these items. You are looking for shoppers or potential shoppers. Millions of people are buying these items everyday. Millions more would like to purchase them. Do you think you could refer a few of them to help themselves out in order to help you with whatever it is that you would like to purchase? I’m positive that you can.
Down Payment Assistance Program
Down Payment Assistance Program
This is a program designed to assist potential home buyers to put a substantial down payment on their home purchase. This was originally intended for the use of home buyers but can be utilized for any major purchase like home, auto, travel or higher ticket consumer electronic products.
These are among the more common major purchases. These items can be easily financed to customers with excellent A or B credit scores. It can become more of a challenge for customers with C or D credit scores. This program is an excellent resource for credit challenged customers.
How this program works is quite simple. We use a form of financing we call Referral Financing. What is that? You simply refer other individuals who want down payment assistance with their home purchase or any other major purchase. That’s it.
This type of financing is a form of Creative Financing. Creative financing is well known particularly in the real estate investment industry. It could be defined as using non-traditional or creative methods to fund real estate investments. Financing techniques of this type can also be applied to other major purchases as well.
Let’s explain the process in our particular setting a little further. We are affiliates for an outside vendor that focuses on raising capital to fund businesses or major purchases. They raise capital by selling web space on their servers. They pay us a commission for each customer we refer. When you refer customers you also receive the same commission we get.
Each participant pays a small down payment of at least $200 towards their entire down payment amount or product purchase. This amount goes through the vendor’s affiliate payment processor. We receive our commission payment in about 24 to 48 hours. Your DPA customer referrals will repeat the same process you just went through. You then receive your commission payment the same way we did.
Cash strapped customers can use Credit Builder Financing with four $50 dollar payments in a 60 day time period to get to the $200 minimum. You will receive a $150 commission for each customer you refer. This amount can go towards your down payment if that’s what you choose. The more people you refer the larger your down payment will be.
We only work with higher ticket products of $500 or more. These types of purchases can usually be financed with monthly payments and may require down payments or deposits. We help provide the system to assist you with down payments or even the monthly payments if you continue to refer more customers. The number of customers you refer can be unlimited.
We don’t directly work with your FICO score as this may take anywhere from 30 to 90 days to see the effects on your score. That is not a problem and it is recommended that you raise and monitor your score. Our focus is on helping to provide higher down payments for these larger purchases. We can also assist with actually making the monthly payments if you choose to continue to refer customers each month.
Let’s briefly consider a real estate example. You are interested in becoming a home owner. You find a house for $150,000 (or 150K for short). The down payment is 5% but only with approved credit. You can put 10 or 15% down with B credit and tons of paperwork for the banks. Ten percent would be $15K so twenty percent would be $30K down with poor credit and a higher interest rate.
We mentioned a $200 minimum but that is good for purchases of $3000 or less. For purchases of 10K, 20K, 100K or more we suggest Phase II which has a $1200 minimum. You then receive a $900 commission for Phase II customers. You cannot skip Phase I so a good way to use this would be to use a portion of the proceeds from Phase I to upgrade into Phase II.
Let’s return to our real estate example. Ten Phase I customer referrals would be $1500. Ten Phase II customer referrals would be $9K. Repeating that three more times would be 4 X $9K or $36K. This would be more than enough for a 20% down payment on a $150K home even with horrible credit.
If credit score and interest rates are still an issue in spite of a 20% down payment then I would next focus on a payment plan to assure lenders and sellers that you will not default on this purchase. Timely and consistent monthly payments are the only sure-fire way to raise your credit score. You would need a six month to 2 year clean payment record, personal credit score monitoring and good communication with all of your lenders and creditors.
Why not refer more customers or upgrade existing customers? In our example we now have a $120K balance not including interest. I would then include a mortgage reduction plan to eliminate a major chunk of interest payments. This would reduce 30 year plans to 10 or 15 year mortgages.
For example $800 a month is average for a $120K mortgage. Let’s do the math. $800 X 12 = $9600 per year. $9600 X 15 = $144K which is $24K in interest payments alone. This doesn’t include taxes and other maintenance costs. Let’s restructure that with our DPA customer referrals.
Paying $1k per month for 12 months using a mortgage reduction payment plan for this same mortgage would be $12K per year instead of $9600. Fourteen DPA referral customers would be $900 X 14 or $12,600.00. Do this twice and here is what you will have: $30K down payment, $25,200 from 28 more referrals to make 24 months or 2 years of monthly payments upfront. This now totals $50K paid in advance for a house costing $150K. You have paid out thirty percent of the total purchase price in a few weeks or maybe a few months.
This scenario would also work on rent to own financing or lease option financing. Are there banks, lenders or sellers who would balk at these types of payments in a three to six month period? I am sure there are. But look who is in control? There are hundreds of sellers and plenty of lenders who would be willing to work with receiving 30% of the purchase price of a house in less than 6 months.
Could you refer 14 DPA Phase II customers per month for 6 months? Are there 14 new or potential home buyers out there each month who could use Down Payment Assistance?
Do you qualify for this program? Yes. Anyone over 18 can qualify in the US or internationally. This is not a grant or loan. This is customer referral based marketing. You build up your down payment amount or capital using this form of creative financing. If you continue to refer people month after month you can even make your monthly payments.
If your credit score is low or you have mild or even severe credit problems, we suggest raising your score but we primarily focus on providing large down payments and making as many monthly payments upfront as possible. This is crucial for home ownership but it’s also recommended for other financed purchases like automobiles, travel or higher ticket electronic products.
This is a program designed to assist potential home buyers to put a substantial down payment on their home purchase. This was originally intended for the use of home buyers but can be utilized for any major purchase like home, auto, travel or higher ticket consumer electronic products.
These are among the more common major purchases. These items can be easily financed to customers with excellent A or B credit scores. It can become more of a challenge for customers with C or D credit scores. This program is an excellent resource for credit challenged customers.
How this program works is quite simple. We use a form of financing we call Referral Financing. What is that? You simply refer other individuals who want down payment assistance with their home purchase or any other major purchase. That’s it.
This type of financing is a form of Creative Financing. Creative financing is well known particularly in the real estate investment industry. It could be defined as using non-traditional or creative methods to fund real estate investments. Financing techniques of this type can also be applied to other major purchases as well.
Let’s explain the process in our particular setting a little further. We are affiliates for an outside vendor that focuses on raising capital to fund businesses or major purchases. They raise capital by selling web space on their servers. They pay us a commission for each customer we refer. When you refer customers you also receive the same commission we get.
Each participant pays a small down payment of at least $200 towards their entire down payment amount or product purchase. This amount goes through the vendor’s affiliate payment processor. We receive our commission payment in about 24 to 48 hours. Your DPA customer referrals will repeat the same process you just went through. You then receive your commission payment the same way we did.
Cash strapped customers can use Credit Builder Financing with four $50 dollar payments in a 60 day time period to get to the $200 minimum. You will receive a $150 commission for each customer you refer. This amount can go towards your down payment if that’s what you choose. The more people you refer the larger your down payment will be.
We only work with higher ticket products of $500 or more. These types of purchases can usually be financed with monthly payments and may require down payments or deposits. We help provide the system to assist you with down payments or even the monthly payments if you continue to refer more customers. The number of customers you refer can be unlimited.
We don’t directly work with your FICO score as this may take anywhere from 30 to 90 days to see the effects on your score. That is not a problem and it is recommended that you raise and monitor your score. Our focus is on helping to provide higher down payments for these larger purchases. We can also assist with actually making the monthly payments if you choose to continue to refer customers each month.
Let’s briefly consider a real estate example. You are interested in becoming a home owner. You find a house for $150,000 (or 150K for short). The down payment is 5% but only with approved credit. You can put 10 or 15% down with B credit and tons of paperwork for the banks. Ten percent would be $15K so twenty percent would be $30K down with poor credit and a higher interest rate.
We mentioned a $200 minimum but that is good for purchases of $3000 or less. For purchases of 10K, 20K, 100K or more we suggest Phase II which has a $1200 minimum. You then receive a $900 commission for Phase II customers. You cannot skip Phase I so a good way to use this would be to use a portion of the proceeds from Phase I to upgrade into Phase II.
Let’s return to our real estate example. Ten Phase I customer referrals would be $1500. Ten Phase II customer referrals would be $9K. Repeating that three more times would be 4 X $9K or $36K. This would be more than enough for a 20% down payment on a $150K home even with horrible credit.
If credit score and interest rates are still an issue in spite of a 20% down payment then I would next focus on a payment plan to assure lenders and sellers that you will not default on this purchase. Timely and consistent monthly payments are the only sure-fire way to raise your credit score. You would need a six month to 2 year clean payment record, personal credit score monitoring and good communication with all of your lenders and creditors.
Why not refer more customers or upgrade existing customers? In our example we now have a $120K balance not including interest. I would then include a mortgage reduction plan to eliminate a major chunk of interest payments. This would reduce 30 year plans to 10 or 15 year mortgages.
For example $800 a month is average for a $120K mortgage. Let’s do the math. $800 X 12 = $9600 per year. $9600 X 15 = $144K which is $24K in interest payments alone. This doesn’t include taxes and other maintenance costs. Let’s restructure that with our DPA customer referrals.
Paying $1k per month for 12 months using a mortgage reduction payment plan for this same mortgage would be $12K per year instead of $9600. Fourteen DPA referral customers would be $900 X 14 or $12,600.00. Do this twice and here is what you will have: $30K down payment, $25,200 from 28 more referrals to make 24 months or 2 years of monthly payments upfront. This now totals $50K paid in advance for a house costing $150K. You have paid out thirty percent of the total purchase price in a few weeks or maybe a few months.
This scenario would also work on rent to own financing or lease option financing. Are there banks, lenders or sellers who would balk at these types of payments in a three to six month period? I am sure there are. But look who is in control? There are hundreds of sellers and plenty of lenders who would be willing to work with receiving 30% of the purchase price of a house in less than 6 months.
Could you refer 14 DPA Phase II customers per month for 6 months? Are there 14 new or potential home buyers out there each month who could use Down Payment Assistance?
Do you qualify for this program? Yes. Anyone over 18 can qualify in the US or internationally. This is not a grant or loan. This is customer referral based marketing. You build up your down payment amount or capital using this form of creative financing. If you continue to refer people month after month you can even make your monthly payments.
If your credit score is low or you have mild or even severe credit problems, we suggest raising your score but we primarily focus on providing large down payments and making as many monthly payments upfront as possible. This is crucial for home ownership but it’s also recommended for other financed purchases like automobiles, travel or higher ticket electronic products.
Monday, July 21, 2008
The $9K Cash Flow Capital System
This is how you generate $9K minimum in 60 to 90 days. You can go far beyond that but $9k is very conservative. You can actually do it in less than 30 days but it sounds too hypey so let's just keep things conservative.
This is not a challenge. It's just a series of steps. More importantly, it's really more of a mental process or a mental transformation.
Think of it like a job at Mcdonalds. You show up for work for a few scheduled hours each week. You do your job after showing up for work. You get paid on payday. It's not hard work. You are not digging ditches or chopping cotton. It's not hard physical labor. It's not a complicated technical learning curve either. But it IS WORK! I must stress that.
All of the automated hype masters stress no work and quick riches. Yes that is possible but you have to put forth some type of consistent effort or pay someone else to do it for you consistently. That applies to any financial venture unless you are playing the lottery or inheriting wealth.
I repeat:
(1) Show up for work each day that you have sheduled (You make your own schedule and hours)
(2) Do your job
(3) Get paid
There is one slight difference with this Mcdonalds job. This Mcdonalds is YOUR Mcdonalds. It belongs to YOU. The customers are YOUR customers. You can sell franchises to other business owners. They can sell Mcdonalds or KFC or Taco Bell or Nationwide Tires or Firestone or Kinkos or whatever product or service they choose.
Here is the big $9K picture in a nutshell:
Fill out the application. Fill out the paperwork to set up your franchise. Secure the financing for your franchise. Go here to do that.
What is your job each day as a franchise owner? In the beginning it's just to fill up your store with...SHOPPERS! Okay it's driving traffic but the word 'traffic' is so overused now in my opinion. So I just call them curious targeted shoppers.
Fill up your store (...and call center if you have one. Don't worry, that's just an automated voice mail message.) shoppers everyday 24 hours 7 days a week. Send lots of callers to your automated call center. 24/7 everyday.
Network professionally with other business owners in your niche, industry or area of expertise. Network with enthusiasts in your niche or area of interest. Use your expertise and experience to help other new or struggling business owners or individuals.
Go here to set up your Cash Flow Capital franchise and start securing your venture capital and financing.
Once you have that set up all you have to do is drive 250 to 1000 shoppers per day or more to your franchise. That is your daily job. That's it. The $10 Dollar Franchise provided all the necessary tools to drive daily targeted curious shoppers to your franchise.
That's it. Just show up for work. Do your job. get paid. I'll see you $9000 later.
This is not a challenge. It's just a series of steps. More importantly, it's really more of a mental process or a mental transformation.
Think of it like a job at Mcdonalds. You show up for work for a few scheduled hours each week. You do your job after showing up for work. You get paid on payday. It's not hard work. You are not digging ditches or chopping cotton. It's not hard physical labor. It's not a complicated technical learning curve either. But it IS WORK! I must stress that.
All of the automated hype masters stress no work and quick riches. Yes that is possible but you have to put forth some type of consistent effort or pay someone else to do it for you consistently. That applies to any financial venture unless you are playing the lottery or inheriting wealth.
I repeat:
(1) Show up for work each day that you have sheduled (You make your own schedule and hours)
(2) Do your job
(3) Get paid
There is one slight difference with this Mcdonalds job. This Mcdonalds is YOUR Mcdonalds. It belongs to YOU. The customers are YOUR customers. You can sell franchises to other business owners. They can sell Mcdonalds or KFC or Taco Bell or Nationwide Tires or Firestone or Kinkos or whatever product or service they choose.
Here is the big $9K picture in a nutshell:
Fill out the application. Fill out the paperwork to set up your franchise. Secure the financing for your franchise. Go here to do that.
What is your job each day as a franchise owner? In the beginning it's just to fill up your store with...SHOPPERS! Okay it's driving traffic but the word 'traffic' is so overused now in my opinion. So I just call them curious targeted shoppers.
Fill up your store (...and call center if you have one. Don't worry, that's just an automated voice mail message.) shoppers everyday 24 hours 7 days a week. Send lots of callers to your automated call center. 24/7 everyday.
Network professionally with other business owners in your niche, industry or area of expertise. Network with enthusiasts in your niche or area of interest. Use your expertise and experience to help other new or struggling business owners or individuals.
Go here to set up your Cash Flow Capital franchise and start securing your venture capital and financing.
Once you have that set up all you have to do is drive 250 to 1000 shoppers per day or more to your franchise. That is your daily job. That's it. The $10 Dollar Franchise provided all the necessary tools to drive daily targeted curious shoppers to your franchise.
That's it. Just show up for work. Do your job. get paid. I'll see you $9000 later.
Cash Flow Capital
It's time to play with the big boys now. You have all of your tools and training now. I hope you have generated some decent cash flow.
At this point you are interested in big time players only because your focus is on generating large cash flow from big ticket items. We are talking $1000 and up. Your people don't have to be brilliant gurus. they just need to be serious about success. That's it. They need The Hustla's Mentality. They need The Winner's Mentality. They need Prosperity Consciousness, Wealth Consciousness or Success Consciousness.
Here is your goal in blunt terms: Get 10 franchises, repeat 4 times and you'll have over $35K in 60 to 90 days. That's not hype. It's hype to broke people. It's hype and a pipe dream to folks who have a Poverty Consciousness or what I call The PBP Syndrome. That means The Po' and Broke till Payday Syndrome.
The above scenario is only $900 per franchise customer. That's only a beginning. I'm not here to hype you. I'm not here to convince you. You convince yourself. I'm speaking bluntly here because this is not for tire kickers, whiners or complainers. If you feel this is not for you then that's fine. I'd prefer to convince you NOT to join. I refuse to chase people or hard sell anyone. I hope you feel the same way.
Go here to begin The $9K Cash Flow Capital System.
At this point you are interested in big time players only because your focus is on generating large cash flow from big ticket items. We are talking $1000 and up. Your people don't have to be brilliant gurus. they just need to be serious about success. That's it. They need The Hustla's Mentality. They need The Winner's Mentality. They need Prosperity Consciousness, Wealth Consciousness or Success Consciousness.
Here is your goal in blunt terms: Get 10 franchises, repeat 4 times and you'll have over $35K in 60 to 90 days. That's not hype. It's hype to broke people. It's hype and a pipe dream to folks who have a Poverty Consciousness or what I call The PBP Syndrome. That means The Po' and Broke till Payday Syndrome.
The above scenario is only $900 per franchise customer. That's only a beginning. I'm not here to hype you. I'm not here to convince you. You convince yourself. I'm speaking bluntly here because this is not for tire kickers, whiners or complainers. If you feel this is not for you then that's fine. I'd prefer to convince you NOT to join. I refuse to chase people or hard sell anyone. I hope you feel the same way.
Go here to begin The $9K Cash Flow Capital System.
The $10 Dollar Franchise
This is the second stair step and an intermediate income gateway. The first stair step tests the teachability of your trainees.
This second stair step allows them to generate some quick income and gives them ready made tools and equipment to work with. This step is more training intensive also.
So go ahead and set up your $10 Dollar Franchise here. Go to your member’s back office and set up your affiliate links. Go to the training section and read the Quick Start Guide and then the Fast Traffic School. This is the foundation of generating traffic to your $5 Dollar Franchise website.
We also use the Social Networking and other traffic generation methods found in the Internet Success Guide. Follow that guide once you have completed the Quick Start Guide and the Fast Start Traffic School.
Once you have completed following the steps in the Internet Success Guide you are a certified advanced marketer at this stage. You can now go to Cash Flow Capital for some high ticket cash flow. This stair step is not for the squeamish or timid.
This second stair step allows them to generate some quick income and gives them ready made tools and equipment to work with. This step is more training intensive also.
So go ahead and set up your $10 Dollar Franchise here. Go to your member’s back office and set up your affiliate links. Go to the training section and read the Quick Start Guide and then the Fast Traffic School. This is the foundation of generating traffic to your $5 Dollar Franchise website.
We also use the Social Networking and other traffic generation methods found in the Internet Success Guide. Follow that guide once you have completed the Quick Start Guide and the Fast Start Traffic School.
Once you have completed following the steps in the Internet Success Guide you are a certified advanced marketer at this stage. You can now go to Cash Flow Capital for some high ticket cash flow. This stair step is not for the squeamish or timid.
Saturday, July 19, 2008
The $5 Dollar Franchise
Alright friends let's prepare for the entry level of your brand new franchise business. What is it? How does it work? What is it's purpose? Let's break it down briefly.
What are we doing? We are setting up an organized duplicatable step by step system that will help enable you to
(A) Raise financing and capital as easily and as quickly as possible.
(B) To enable the promotion or implementation of any legal business, major investment or non-profit fundraising of your choice.
It is also set up in such a way as to attract complete business or marketing beginners with a simple point and click system. They can begin promoting with little or no capital outlay. Experienced entrepreneurs and investors can use more advanced tactics to generate several thousands of dollars in a relatively short turn around time.
This low entry level is merely an attractive and easily accessible gateway. It also serves as a single focusing point to concentrate all of your marketing efforts on.
This guide is a living and breathing guide that will be updated when needed to further simplify and improve the system.
Our initial focus is on this first step which is the $5 Dollar Franchise. Go here to set up your own franchise system. Be sure to complete all of the set up process in the $5 Dollar Franchise before moving on to the next step beyond the entry level which would be the intermediate level or the $10 Dollar Franchise.
See you on the next level after you have completed your entry level.
What are we doing? We are setting up an organized duplicatable step by step system that will help enable you to
(A) Raise financing and capital as easily and as quickly as possible.
(B) To enable the promotion or implementation of any legal business, major investment or non-profit fundraising of your choice.
It is also set up in such a way as to attract complete business or marketing beginners with a simple point and click system. They can begin promoting with little or no capital outlay. Experienced entrepreneurs and investors can use more advanced tactics to generate several thousands of dollars in a relatively short turn around time.
This low entry level is merely an attractive and easily accessible gateway. It also serves as a single focusing point to concentrate all of your marketing efforts on.
This guide is a living and breathing guide that will be updated when needed to further simplify and improve the system.
Our initial focus is on this first step which is the $5 Dollar Franchise. Go here to set up your own franchise system. Be sure to complete all of the set up process in the $5 Dollar Franchise before moving on to the next step beyond the entry level which would be the intermediate level or the $10 Dollar Franchise.
See you on the next level after you have completed your entry level.
Thursday, July 10, 2008
Your Small Business Freedom Is Finally Here!
Welcome everyone and thanks for visiting. You may have arrived here through one of several ways but in any event you are here now. I will try to be quick and to the point. Detailed explanations will be on other posts.
This is a simple but effective blog that will mainly be used to break everything down into chewable bite size pieces. The purpose of this information is to lay out a simple series of steps to raise capital and financing for any business venture, investment strategy or fundraising campaign for any purpose whether it's a non-profit or for profit (like bills or personal debt or just fun money to blow).
So what does raising capital mean? It means securing the finances to fund any venture that needs funding. For example, let's say you want to start a construction business. What would you need to do that? You would need startup capital. you would need seed money for construction equipment, state or local licensing, securing contracts, skilled labor, corporate or LLC structuring, legal fees, accounting fees, sales and marketing, a business plan and a business proposal just to name a few things.
Normally you would approach banks, loan officers or government or non-profit grant foundations and apply for the money you need. If you qualify then you would receive your funds after some time period. You may need anywhere from $50K to over $200K or more to start and maintain your business for the first few years.
The method discussed here to raise that same capital is an alternative to traditional financing. There are no banhs, loans or credit checks involved. There is no mlm or internet hype here about thousands of dollars in a few days. Is it exciting? Yes! It will require some work. There are parts that are automated but they still take some work and time to set up and maintain. It's simple but you have to work it. I cannot overemphasize that enough.
The money can be substantial (you could reach several thousand dollars quickly if you are a true professional) for those who are serious. I personally suggest a $25 to $60 minimum to make your efforts worthwhile and also so things don't drag on and take forever to gather steam and momentum. So, here we go with no further delay:
You will need to follow three main steps to begin generating income. Each step represents a different company and that company or product or system may have a few steps to complete contained within it's individual structure. Each step is designed to "stairstep" and generate income for brand new beginners and also for seasoned veterans.
Everything needs to be promoted from one single source so you don't have to promote several things at the same time. That would be like a movie star going on several talk shows to promote five different projects rather than their latest film.
The $5 Dollar Franchise is of course the entry level. Everything should be promoted beginning at this single entry point. You can promote yourself on your own blog, squeeze page, youtube, myspace or whatever but your sig file or system should point everyone back to the $5 Dollar Franchise first. It's so much simpler that way.
The $10 Dollar Franchise would be your second step. This is another $10 to $20 dollars per person in addition to the $5 or $25 from the entry level. All three of these systems by the way are customizable to any type of legal business that you are interested in.
I would stay away from pornography or gambling businesses at least in the beginning because lots of systems won't allow you to promote them anyway. Once you build up capital or have lots of traffic then go for it. You are on your own. Just keep it legal or you're really on your own.
The third system is Cash Flow Capital where the big dollars start to kick in. The first two are profitable but at a lower margin per person. Your money would increase as more people join. I personally recommend starting with at least $25. This last system can bring in thousands with just ten people. They recommend at least fifty people per cycle. This is not an mlm matrix compensation plan. You will have to buy the book to find out. It's not a secret but it's only $5. They have a ninety day guarantee on your $5 if you were concerned.
That's it my friends. I host an internet radio show that mixes dj mixes with small business and home based business interviews and training. That's why I'm The Cash Flow DJ. Check out our hot shows and come travel and groove with us at our seminars on the beaches of the world on our Cash Flow Hustle Excursions.
This is a simple but effective blog that will mainly be used to break everything down into chewable bite size pieces. The purpose of this information is to lay out a simple series of steps to raise capital and financing for any business venture, investment strategy or fundraising campaign for any purpose whether it's a non-profit or for profit (like bills or personal debt or just fun money to blow).
So what does raising capital mean? It means securing the finances to fund any venture that needs funding. For example, let's say you want to start a construction business. What would you need to do that? You would need startup capital. you would need seed money for construction equipment, state or local licensing, securing contracts, skilled labor, corporate or LLC structuring, legal fees, accounting fees, sales and marketing, a business plan and a business proposal just to name a few things.
Normally you would approach banks, loan officers or government or non-profit grant foundations and apply for the money you need. If you qualify then you would receive your funds after some time period. You may need anywhere from $50K to over $200K or more to start and maintain your business for the first few years.
The method discussed here to raise that same capital is an alternative to traditional financing. There are no banhs, loans or credit checks involved. There is no mlm or internet hype here about thousands of dollars in a few days. Is it exciting? Yes! It will require some work. There are parts that are automated but they still take some work and time to set up and maintain. It's simple but you have to work it. I cannot overemphasize that enough.
The money can be substantial (you could reach several thousand dollars quickly if you are a true professional) for those who are serious. I personally suggest a $25 to $60 minimum to make your efforts worthwhile and also so things don't drag on and take forever to gather steam and momentum. So, here we go with no further delay:
You will need to follow three main steps to begin generating income. Each step represents a different company and that company or product or system may have a few steps to complete contained within it's individual structure. Each step is designed to "stairstep" and generate income for brand new beginners and also for seasoned veterans.
Everything needs to be promoted from one single source so you don't have to promote several things at the same time. That would be like a movie star going on several talk shows to promote five different projects rather than their latest film.
The $5 Dollar Franchise is of course the entry level. Everything should be promoted beginning at this single entry point. You can promote yourself on your own blog, squeeze page, youtube, myspace or whatever but your sig file or system should point everyone back to the $5 Dollar Franchise first. It's so much simpler that way.
The $10 Dollar Franchise would be your second step. This is another $10 to $20 dollars per person in addition to the $5 or $25 from the entry level. All three of these systems by the way are customizable to any type of legal business that you are interested in.
I would stay away from pornography or gambling businesses at least in the beginning because lots of systems won't allow you to promote them anyway. Once you build up capital or have lots of traffic then go for it. You are on your own. Just keep it legal or you're really on your own.
The third system is Cash Flow Capital where the big dollars start to kick in. The first two are profitable but at a lower margin per person. Your money would increase as more people join. I personally recommend starting with at least $25. This last system can bring in thousands with just ten people. They recommend at least fifty people per cycle. This is not an mlm matrix compensation plan. You will have to buy the book to find out. It's not a secret but it's only $5. They have a ninety day guarantee on your $5 if you were concerned.
That's it my friends. I host an internet radio show that mixes dj mixes with small business and home based business interviews and training. That's why I'm The Cash Flow DJ. Check out our hot shows and come travel and groove with us at our seminars on the beaches of the world on our Cash Flow Hustle Excursions.
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